When you are single, it is only natural that insurance is not a top priority. Because we are still dependent on our parents, sometimes there are some easy children who are taught to be independent by their parents. However, let alone having insurance, for saving money, you may still struggle with this and that, ranging from daily necessities, hobbies of traveling, to pocket money for hanging out.

But that is precisely the reason why insurance is so much needed. If suddenly something unexpected happens, we can rest easy because we have protection. Sure, if you have discipline and a smooth career, you can set aside some funds for savings, emergency funds, and most importantly insurance.

Every one in each phase of life certainly has goals and priorities that are different from one another. For example, when we are single we will prioritize a career so that we can quickly become established; When you are married, you generally prioritize family and children, while when you are a senior, you will expect peace in retirement.

The difference in priorities will make our protection needs change at each stage, there are various types of insurance products that can answer these needs.  What's the example like?  Let's discuss one by one!

How to Choose Insurance While Still Single

When you are single, it is only natural that insurance is not a top priority.  Let alone having insurance, just to save money, you may still struggle with this and that, ranging from daily needs, hobbies of traveling, to pocket money for hanging out.  But that is precisely the reason why insurance is so much needed.  If suddenly something unexpected happens, we can rest easy because we have protection.  Sure, if you have discipline and a smooth career, you can set aside some funds for savings, emergency funds, and most importantly insurance.

What Insurance is Required?

 Tips for choosing insurance when you are single, first of all, know what you need at this stage of life. Because it can be said that it is still entry-level, as has been discussed in one of the news portals, Bisnis.com. You can start by guaranteeing the two most important things first, namely health and soul. Health insurance protects you when you fall sick, ranging from mild to critical. Meanwhile, life insurance will provide sum assured for the person left behind or compensation in the event of a disability due to an accident.

Budget is an important thing to consider at this stage. Check your income every month and allocate some funds for insurance according to your ability. If you have imagined the budget range that you can set aside, compare it with the premium options offered by insurance providers. Premiums are costs that you have to pay every month and insurance providers will provide various options for the amount. The higher the premium, the greater the coverage benefit you will receive. Well, you can choose the nominal that is closest to the budget. And remember, pay attention to your daily needs and savings when you decide!

 Which is More Priority

The next tip for choosing insurance is to know yourself, especially about your medical history. If you are a person who is often sick or has certain medical conditions, you can prioritize having health insurance first. Health insurance premiums will generally be higher than life insurance, but due to certain medical conditions, it is better to prioritize health insurance first.

On the other hand, if you don't get sick easily and don't have certain medical conditions, you can prioritize life insurance with more affordable premiums. Moreover, if you have dependents such as paying for the lives of your parents and siblings, then life insurance will be very important.Let's start preparing your life insurance from now on!!.